Barbara Brant - Middleboro, MA Real Estate, Lakeville, MA Real Estate and surrounding towns


Sharing living expenses with your partner or roommates can be a difficult and confusing issue for many.

 Life would be made much easier if there was just one bill to pay on your home that includes everything.

 Recently there have been attempts to bring such a suction into fruition. Many homeowners and renters have turned to apps that help them split expenses, or have signed up for mortgage agreements that cover stray expenses like property tax and private mortgage insurance.

 In this article, we're going to give you a few tips on splitting the bills in your home to make things easier for you, your spouse, and your roommates.

Who pays what?

Many young couples are often left wondering who should pay which bill, especially when you share so many services.

However, there's a big difference between sharing a Netflix account and sharing a car. One solution is to use the bills that report to credit agencies for whoever needs help building their credit score.

Putting credit cards under the person with the lowest score’s name can help them build credit even if they're simply listed as an “authorized user” which means you can take advantage of good interest rates and build credit at the same time.

Paying the mortgage

It can quickly become tiresome having to write two different checks each month for your mortgage or rent. To solve this problem, you can either alternate payments (you pay a full month’s rent or mortgage one month and your spouse pays the following month), or you can choose to pay bi-weekly, which will help you pay off your mortgage sooner.

The best apps to use

If you live with your spouse, you likely aren’t overly concerned with splitting all of your expenses 50/50. Chances are whoever has the higher income will foot the bill for the larger expenses.

However, if you have roommates there’s a bigger chance you’ll want things to be split evenly between you and the other members of the household. That’s where apps come in handy.

First, sit down with your roommates and go over all expenses. Write down each bill that you share: rent, heat, electricity, cable, internet, gas, insurance, and so on.

Then, decide who is responsible for making the payment on those bills. Even if you decide to split them all evenly, one person will have to be responsible for sending out the check each month.

Once you’ve determined which bills you have and who is going to pay them, it’s time to find out how you’re all going to contribute.

One way is to open up a shared account. Doing so can be messy, however, if you’re using that account for multiple bills. Some banks and services also charge a portion of the transfer, so you’ll each be losing money each month, and the amount depends on how many bills you have.

Some apps and services you can use to split bills and transfer money include Splitwise, Mint, PayPal, and Chase’s QuickPay. The benefit of apps that don’t transfer money is that they are often free and don’t collect transfer fees. So, if you’re comfortable with handling money by hand, you could save in the long run.



95 Spruce St, Middleboro, MA 02346

South Middleborough

Single-Family

$574,500
Price

12
Rooms
4
Beds
3
Baths
Don't be fooled by the year built - home was completely rebuilt in 1995, small section of the home was original then rebuilt, the remainder was built in 1995. Unique Farm House with 4-5 Bedrooms, 2 home offices, open floor plan great for entertaining. Large Open Kitchen with cathedral ceiling and beams, dining area, plenty of cabinets - custom southern yellow pine, granite counters, stainless appliances and French doors. Cozy living room with gas fireplace insert, dining room with fireplace (capped). Large family room, gas fireplace, French doors, access to deck. First floor bedroom, mud room and a full bath w/laundry complete the first floor. Second floor master with full tiled bath, 3 years old. Two additional bedrooms and full bath complete the second floor. Many areas for entertaining outside/6 acre lot, deck, patio, fireplace, above ground pool/apple orchard/blueberry patch and more. Detached 3 car garage with storage, irrigation, invisible fence. Too many updates to l
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This Single-Family in Lakeville, MA recently sold for $205,000. This Ranch style home was sold by Barbara Brant - RE/MAX Welcome Home.


99 County St, Lakeville, MA 02347

Single-Family

$219,000
Price
$205,000
Sale Price

4
Rooms
2
Beds
1
Baths
Cozy home with large master bedroom in sought after Lakeville, MA!! This home is vacant and been recently updated just for you... and just Minutes to the highway and commuter rail into Boston! Would you like to move right into a this beautiful property tastefully remodeled and ready to call HOME? Look no further!! 2 good sized bedrooms with closet space, remodeled kitchen, remodeled bath w/ washer machine and dryer hook up right off the main bath... Also, includes a great yard!! What more could you ask for? How about an extra large shed on this property? Yes, that's included!! Large enclosed porch area will be a great place to sit and relax because you know you will be able to if you buy this home, someone else has already done the work... Don't hesitate on this one- call the list agent today!!

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Searching for the ideal home is an exciting adventure, but it can also be fraught with setbacks, delays, and disappointments. With a little preparation, however, you can avoid many of the potential pitfalls that could happen along the way.

One of the secrets of successful house hunters is to adopt a positive attitude, but temper it with a dose of realism.

Flexibility is also important, but it pays to be steadfast about your absolute requirements, also known as your "must have" list.

To help ensure a successful house hunting experience, here are a few of the key attitudes and qualities that are worth taking inventory of and cultivating.

Persistence: Although it does happen, it's unlikely that the house of your dreams is going to show up at the beginning of your search. As seasoned house hunters know, it's not unusual to have to look at dozens of houses for sale before finding just the right one. But even when you've reached that turning point, there still may be obstacles, hurdles, and challenges to deal with. The perfect example is a bidding war. What if you're all ready to make an offer on the ideal house, but it turns out that one or more other buyers have their sights set on that same house? That can not only be stressful, but it can stretch your housing budget to its outer limits (and beyond)! On one hand, you have to be willing to walk away from a property that would leave you "house poor", but on the other hand, you may want to consider pursuing a real estate deal that's on the high end of your budget, but financially doable. Working with a knowledgeable real estate agent who's a skilled negotiator can help give you an edge when you're confronted with a so-called "bidding war."

Optimism: If you view house hunting as a process which will eventually produce your desired outcome, then you'll be a lot more motivated to go the distance, rather than lower your standards or give up entirely. A positive attitude will help you overcome setbacks, identify workable solutions, and recognize opportunities when they present themselves.

Organization: Whether you prefer the idiom "The devil is in the details" or "God is in the details," the lesson is still the same: Small details can have a big impact. Staying goal-oriented and organized can help propel you forward and avoid frustrations. Knowing your credit score, establishing a realistic housing budget, and scheduling meetings with mortgage lenders will help you stay on course, be prepared, and steer clear of unnecessary delays. It also helps to take notes, create lists, and follow a daily or weekly action plan.

Buying a house is an important priority which can affect the quality of your life in many ways. By staying organized, focused, and positive about your search, your chances of success will be enhanced many times over.


This Single-Family in Middleboro, MA recently sold for $322,500. This Cape style home was sold by Barbara Brant - RE/MAX Welcome Home.


292 Wareham St, Middleboro, MA 02346

Single-Family

$329,000
Price
$322,500
Sale Price

9
Rooms
4
Beds
1/1
Full/Half Baths
This CAPE has it all, 4 BEDROOMS, 1.5 BATH, 2639 SQUARE FEET, Attached Garage and potential home office with SEPARATE ENTRANCE! Easy access to highway, train, stores, etc. You'll be surprised at the amount of space inside, Oak Cabinet Kitchen, Dining Area with Slate Floor, Fireplaced Living Room, Large Family Room or Home Office with heated loft storage or expansion possibilities. Fenced in yard with patio. Recent updates include: Roof & gutters - 2017 and Conversion to Town Gas - 2014. Enjoy the summer entertaining in your Large Yard, .85 acres!

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